Present Bias
Present bias is the tendency to treat immediate costs and rewards as more salient than future ones—even when you intellectually prefer the long-term option.
Temporal discounting is the same idea in behavioral-economics language: future outcomes are mentally "discounted", so the present feels disproportionately large.
That mismatch shows up in procrastination, impulse spending, skipping sleep for one more task and breaking habits under stress. It is not a character flaw; it is how attention and emotion weight time.
Useful counters: shrink the future until it feels concrete (time boxing, visible milestones), add friction to short-term temptations and make the next step trivial (2-minute rule). Pair intent with if–then plans (implementation intentions, WOOP) so the moment you slip has a pre-decided path back.